On April 23, 1964 six enterprising men and women form the municipalities of Antipolo and Cainta, Rizal, led by a young contractor and real estate developer, Felix B. Marinas, organized and established the Rural Bank of Cainta, Inc.  The other incorporators were Victor Alcantara, Jose Hernandez, Alfredo Ignacio, Amparo Cruz, and Alda Valenzuela.

The Banker's present building, located at the corner A. Bonifacio Avenue and Marick Road, opened its doors to the residents, farmers, small manufacturers and businessmen in Cainta on November 16, 1964.  It was the very first banking, institution that opened in Cainta which was then mainly an agricultural community.  Now, Cainta has grown into a progressive industrial and commercial center in Eastern Rizal.

The Bank started with an authorized capital of P150,000.  It has since grown very substantially.  By 1994, the stockholders voted to increase its authorized capitalization to P20 M.  By the end of its 32nd year in December, 1995, the total resources stood at 191.4 M with total deposit liabilities of 165 M.

For most of the 60's and the 70's the Rural Bank of Cainta was the sole bank operating in Cainta with its full line of services:  deposits and loans.  It was one of the first few rural banks granted authority to offer demand deposit services.

With the liberalization of branching for rural banks, branches were established in the towns of Taytay, Antipolo, Teresa, Cogeo, and Binangonan.  Now, in this early 200's the founder Mr. Marinas envisions a rural bank with an expanded banking operation, one that is more dynamic and attuned to the needs of the banking times and clientele.